White Plan

The QCD "White" Program offers the highest level of coverage available at costs lower than traditional dental insurance plans. This program combines the advantages of the QCD Managed Cost Program with a Scheduled Insurance Plan.

The QCD "White" Program features:

• The highest benefit level in the market
• 100% reimbursement for all general dentist procedures listed by code in The Fee Schedule
• The WHITE plan member makes their co-payment to the dentist at time of service (like with all other dental plans)

  However, only with the WHITE plan, the member gets their co-payment reimbursed – 100% in most cases

• No Waiting Periods
• Out-of-Network Benefits Available
• Orthodontics for Adults and Children
• Easy and Fast Claims Processing
• "Simple Savings" Vision Benefits for Members Through Davis Vision at no additional cost
• "Enhanced" Vision Program available through Davis Vision (additional cost)

* Classes I, II, & III : Gold & lab fees are additional and are not reimbursed by the insurance plan. Out-of-pocket cost will vary if specialty care dentists are used.

The QCD "WHITE" Program combines the QCD Managed Cost "RED" Program (not an insurance plan) and a Scheduled Insurance Plan provided by Madison National Life Insurance Company, Home Office: Madison, WI.  Administrative services are provided by, IHC Health Solutions, Home Office: Indianapolis, IN.