Exclusions and Limitations

1) The following exclusions and limitations apply:

1. Services covered under workmen's compensation or employer's liability laws;
2. Cost of any dental care covered by any insurance;
3. Services which, in the opinion of the attending dentist, are not necessary for the patient's dental health or cannot be performed because of the general health of the patient;
4. General anesthesia, I.V. sedation, hospitalization, and hospital or medical charges of any type.

2) QCD of America® member fees apply only to services rendered by affiliated dental offices and are subject to change in the future.

3) QCD of America® member fees do not apply to work in progress or if the patient's membership is no longer valid.

4) QCD of America® makes no representations concerning the competency of the affiliated dentists or to the quality of their services and assumes no responsibility or liability for services rendered by affiliated dentists.

5) Any QCD of America® member accepted for orthodontic treatment must remain a member of the plan for the complete duration of the treatment or risk additional charges by the affiliated dentist.

6) Any procedure may present unusual circumstances requiring an additional cost. Please consult the affiliated dentist as to the total treatment cost prior to any services being rendered.

Important Notice

The QCD of America® Dental Benefit Program does not constitute dental insurance and is not a health maintenance organization contract. QCD of America® does not reimburse the affiliated dentist or indemnify the member for the cost of dental services received by the member.