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Welcome to the QCD Direct Dental & Vision Benefit Program!


Why is the QCD Direct Dental & Vision Benefit Program best for your organization and employees?

It is simple – when compared to other products in the market, QCD Direct offers:

  • More Choices at Enrollment
  • Higher Benefit Levels
  • Lower Costs
Additionally, our products are backed by the strongest customer service team in the industry resulting in satisfied clients and high client retention.



Why work with companies that treat dental as a sideline when you can work with the dental & vision benefit experts?

There are several important factors to consider when presenting dental & vision benefit programs to your employees. QCD is uniquely qualified to provide many advantages, including:

  • Multiple Choices for Employees at Time of Enrollment

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    The QCD All-American Program offers up to four (4) choices for employees at time of enrollment. Each choice is designed to satisfy the particular needs of individual employees with regards to monthly premium cost, dentist selection and out-of-pocket cost.

  • Higher Benefit Levels

    • The QCD “WHITE” Program is a unique program featuring no waiting periods and 100% coverage for the vast majority of services – including major services!

  • Value Pricing

    • The QCD Direct All-American Program offers a choice for employees to fit their individual needs at time of enrollment.

    Under the QCD Direct All-American Program, QCD is responsible for pre-enrollment communication, enrollment meetings and after enrollment customer service.


    Choice #1 - The “RED”

    The lowest monthly cost of any program on the market making coverage affordable for all families. Designed for employees that do not utilize a great deal of dental services or would not typically enroll in a dental plan.

    Sample "RED" Monthly Voluntary Rates

    (Final pricing subject to receiving written proposal from QCD)
    For Whom Price
    Employee & Family
    $7.95

    * Includes all in household regardless of age or relationship

    * NOT an insurance plan

    Features include:

    • No claim forms, deductibles or coverage maximums
    • Member pays per a reduced fee-for-service schedule (savings of approximately 50%)
    • Services from a large network of private practice dentists that have passed our credentialing process
    • "Simple Savings" Vision included at no additional charge
    • "Enhanced" vision products available for an additional charge
    • QCD Direct pricing features no commission load that translates into lower costs for your employees


    Choice #2 - The “RED PLUS”

    All of the benefits of the “RED” with limited reimbursement for cleanings, x-rays and exams twice per year.

    Sample "RED PLUS" Monthly Voluntary Rates

    (Final pricing subject to receiving written proposal from QCD)
    For Whom Price
    Employee Only
    $9.95
    Employee & One Dependent
    $19.95
    Employee & Family
    $29.95


    Choice #3 - The “WHITE”

    A moderately priced program featuring the highest benefit level on the market today. The program features no waiting periods for coverage and 100% coverage on the vast majority of services (in network). The program includes attractive out-of-network benefits. Designed for those employees that utilize a great deal of dental services or have families that utilize services.

    Sample "WHITE" Monthly Voluntary Rates

    (Final pricing subject to receiving written proposal from QCD)
    For Whom Price
    Employee Only
    $24.95
    Employee & One Dependent
    $54.95
    Employee & Family
    $79.95

    Features include:

    • No waiting periods
    • No frequency limitations
    • $1,500 calendar year maximum
    • Orthodontics for Adults and Children
    • A new calendar year maximum and a new lifetime orthodontic maximum
    • Out-of-network benefits
    • "Simple Savings" Vision included at no additional charge
    • "Enhanced" vision products available at additional charge

    Choice #4 - The “BLUE”

    Traditional dental insurance with no network involved.

    Note: Please contact QCD for sample rates on the "BLUE" plan.

  • Ease of Administration

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    The QCD All-American Dental & Vision Benefit Program is available on a single billing statement.

    A voluntary enhanced vision benefit product is available on this single billing system if desired.

  • Fast Claims Turnaround

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    All claims are guaranteed to be paid in ten (10) business days (if claim is complete). QCD clients are currently experiencing a turnaround time of six (6) business days.

  • High Customer Service Standards

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    The QCD philosophy on customer service is based on treating our members like family! QCD continually strives to go the extra mile and do all possible to make our member’s experience positive.

    The QCD customer service department is a leader in the industry and our hard work has resulted in a high client retention rate since beginning operations in 1992.

Would you like to meet our local Regional Sales Executive for a presentation on our products? One of Regional Sales Executives would be happy to explain our products to you?


Need a quote for your group? Request for Proposal

We look forward to working with you and serving your dental & vision benefit needs.