Brokers

There are several important factors to consider when presenting dental & vision benefit programs to your valued clients. QCD is uniquely qualified to provide many advantages, including:

• Multiple Choices for Employees at Time of Enrollment

The QCD All-American Program offers up to four (4) choices for employees at time of enrollment. Each choice is designed to satisfy the particular needs of individual employees with regards to monthly premium cost, dentist selection and out-of-pocket cost.

• Higher Benefit Levels

The QCD “WHITE” Program is a unique program featuring no waiting periods and 100% coverage for the vast majority of services – including major services!

• Value Pricing

The QCD All-American Program offers a choice for employees to fit their individual needs at time of enrollment.

Choice #1

The lowest monthly cost of any program on the market making coverage affordable for all families. Designed for employees who do not use a great deal of dental services and would not typically enroll in a dental plan.

Sample "Red" Monthly Voluntary Rates

For Whom	Price
Employee & Family	$8.95*

Features include:

• No claim forms, deductibles or coverage maximums

• Member pays per a reduced fee-for-service schedule (Savings of approximately 50%)

• Services from a large network of private practice dentists that have passed our credentialing process

• Davis Vision is included at no additional charge

• "Enhanced" vision products available at additional charge

Choice #2

All of the benefits of the “RED” with 100% reimbursement for cleanings, x-rays and exams twice per year.

Sample "Red Plus" Monthly Voluntary Rates

For Whom	Price
Employee Only	$10.95
Employee & One Dependent	$19.95
Employee & Family	$29.95

* Commission - 10% level

Choice #3

A moderately priced program featuring the highest benefit level on the market today. The program features no waiting periods for coverage and 100% coverage on the vast majority of services (in network). The program includes attractive out-of-network benefits. Designed for those employees who utilize a great deal of dental services or have families that utilize services.

Sample "White" Monthly Voluntary Rates

For Whom	Price
Employee Only	$27.95
Employee & One Dependent	$69.95
Employee & Family	$89.95

Features include:

• No waiting periods

• No frequency limitations

• $1,500 calendar year maximum

• A new calendar year maximum and a new lifetime orthodontic maximum

• Out-of-network benefits

• Orthodontics for Adults & Children

• Clear Vision is included at no additional charge

• "Enhanced" vision products available at additional charge

• Commission - 10% level